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RBI allows credit cards to be linked with UPI platform, latest business news updates, monetary polic
Image Source : PTI/ REPRESENTATIONAL (FILE).

RBI allows credit cards to be linked with UPI platform.

Highlights

  • RBI today allowed credit cards to be linked with the unified payments interface
  • It will enable more people to make payments using the popular platform
  • At present, UPI facilitates transactions by linking savings or current accounts through debit cards

RBI news updates: The Reserve Bank of India on Wednesday (June 8) allowed credit cards to be linked with the unified payments interface (UPI), which will enable more people to make payments using the popular platform.

At present, UPI facilitates transactions by linking savings or current accounts through users' debit cards.

"…it is proposed to allow linking of credit cards to UPI," RBI Governor Shaktikanta Das said while announcing the regulatory moves, along with the bi-monthly policy review.

He said that to start with Rupay credit cards issued by the RBI-promoted National Payments Corporation of India (NPCI) will be enabled with this facility, and the facility will be made available after system developments.

What RBI Governor said? 

Das said the new arrangement is expected to provide more avenues and convenience to the customers in making payments through the UPI platform.

Know more about UPI:

UPI has become the most inclusive mode of payment in India, with over 26 crore unique users and 5 crore merchants onboarded on the platform, he added.

In May, 594.63 crore transactions amounting to Rs 10.40 lakh crore were processed through UPI, Das said.

The interoperability of prepaid payment instruments (PPIs) has also facilitated access of PPIs to the UPI payment system for undertaking transactions, Das said.

(With agencies inputs)

ALSO READ: RBI raises inflation forecast to 6.7% for 2022-2023

ALSO READ: RBI hikes repo rate by 50 basis points to 4.90% to tame inflation; EMIs set to go up

Latest Business News


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